A Guide to Help Make Your BIG Move Easier.

What to accomplish one month prior to your moving date: Let everyone who’s anyone know that you’re moving. This entails sending out the “I’m Moving” notices. These cards should provide your new mailing address and contact information. Send these to friends, family, doctors, magazines subscriptions, insurance companies, banks, and credit card companies. (Obtain the change […]

Phoenix Arizona Closing Cost Guide

The SELLER can generally  expect to pay for:   •     Owner’s title insurance premiums •     Real estate commission •     1/2 of the escrow fee (except VA)* •     Any loan fees required by buyer’s lender (according to contract) •     Payoff of all loans •     Interest accrued to lender being paid off, statement fees, re-conveyance fees and […]

Important Property Tax Information For Arizona

  Here in Arizona property taxes might be done a little different then your use to, so we took the time to explain it. ANNUAL TAX STATEMENT 1.     Annual statements are billed for the calendar year, although they are not issued until the fall of the current year (September or October). 2.     Taxes may be […]

20 Reasons You Should Have Title Insurance In Arizona

Should I Buy Title Insurance?…What if, what if, what if, can drive you crazy.    1.     A fire can destroy your house and the improvements thereon; but the land is still there! A defective title could be the cause to take away that land from you! Title Insurance protects against such loss. 2.     There may […]

What Is Title Insurance?

Title Insurance In Arizona You are probably asking yourself “do i need title insurance”, our answer would be absolutely. Your purchase of real estate is more than likely the single largest investment you will make in their lifetime. It is only prudent, then, that you would want to safeguard your rights and investment! Title insurance […]

The Escrow Timeline In Phoenix Arizona, A six step Process

What To Expect… STEP ONE: ESCROW OPENS When the escrow opens, it means that the title company is in receipt of two things: a completed and signed purchase contract, including all amendments and addendums; and an earnest money deposit, usually in the form of a personal check, made payable to the title company, or a wire […]

The Advantages of Having a Home Warranty

  Why Worry About, “What if…”   Home warranties are policies designed to protect the buyer against repair costs of mechanical systems and major appliances. They consist of an application fee (sometimes offered by seller/or negotiated in contract) and a small deductible (paid by buyer) when a service call is completed. There are a variety […]

Phoenix Home Buyers, 5% Grant with Home in 5 Advantage Program

Great News for Home Buyers in Maricopa County Arizona, housing just became more affordable for you, with the Home in 5 program. This is a grant program that provides the down payment assistance to low and moderate income to individuals and families purchasing a home. Home buyers like yourself can receive 5% (6% to a […]

Welcome to Top Property Shop

httpv://youtu.be/w0SyZkSvYPM Hi I’m Michael Carsey welcome to Top Property Shop. Top Property Shop is a full-service Arizona Real Estate Brokerage. We service the entire Phoenix Arizona metro area, from Gilbert to Goodyear. We are a high tech company with high touch. Our services that we provide are for: Buyers Sellers Property Management Apartment Locating Tenants […]

3 Ways To decide If You Should Buy A Home (That Don’t Involve Money)

While money can decide what you can afford when it comes to owing a home, there are many other motivators and drivers of a real estate decision. Here are the top 3.   1. Family When considering if you should buy a new home, family is usually the number one factor. Maybe you’re just starting […]