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FHA – Back To Work Loan Program

Borrowers who lost their homes as a result of a direct hardship may be able to get an FHA loan in as little as one year! If you lost your home do to a hardship, this program might be able to help you become a homeowner in the great Phoenix metro area quicker then you […]

Tips For Packing For Your Big Move

Appliances: Wrap small appliances in inkless newsprint or your kitchen towels or linens. Tape the bottom of a medium box securely and put down a layer inkless newsprint for padding. you can pack several small appliances to a box. For large appliances, make sure you check your owner’s manual for any special instructions before you […]

Agents Looking to Broaden Their Horizon With New Opportunities

Top Property Shop is Hiring… httpv://www.youtube.com/watch?v=-gXyc_CXPC0&feature=share&list=UUKwdvy34oC_QOsTkza6q0_w Are you a dedicated hard working professional with aspirations of growth and prosperity? Are you getting the very best tools and information to assist you to grow your business and client base?  Are you using Technology efficiently and effectively to market and attract consumers?  Are you feeling a little […]

Phoenix Arizona Closing Cost Guide

The SELLER can generally  expect to pay for:   •     Owner’s title insurance premiums •     Real estate commission •     1/2 of the escrow fee (except VA)* •     Any loan fees required by buyer’s lender (according to contract) •     Payoff of all loans •     Interest accrued to lender being paid off, statement fees, re-conveyance fees and […]

Important Property Tax Information For Arizona

  Here in Arizona property taxes might be done a little different then your use to, so we took the time to explain it. ANNUAL TAX STATEMENT 1.     Annual statements are billed for the calendar year, although they are not issued until the fall of the current year (September or October). 2.     Taxes may be […]

20 Reasons You Should Have Title Insurance In Arizona

Should I Buy Title Insurance?…What if, what if, what if, can drive you crazy.    1.     A fire can destroy your house and the improvements thereon; but the land is still there! A defective title could be the cause to take away that land from you! Title Insurance protects against such loss. 2.     There may […]

The Advantages of Having a Home Warranty

  Why Worry About, “What if…”   Home warranties are policies designed to protect the buyer against repair costs of mechanical systems and major appliances. They consist of an application fee (sometimes offered by seller/or negotiated in contract) and a small deductible (paid by buyer) when a service call is completed. There are a variety […]

Phoenix Home Buyers, 5% Grant with Home in 5 Advantage Program

Great News for Home Buyers in Maricopa County Arizona, housing just became more affordable for you, with the Home in 5 program. This is a grant program that provides the down payment assistance to low and moderate income to individuals and families purchasing a home. Home buyers like yourself can receive 5% (6% to a […]

3 Ways To decide If You Should Buy A Home (That Don’t Involve Money)

While money can decide what you can afford when it comes to owing a home, there are many other motivators and drivers of a real estate decision. Here are the top 3.   1. Family When considering if you should buy a new home, family is usually the number one factor. Maybe you’re just starting […]

Getting Your House Ready to Sell in Glendale Arizona

Introduction – Emotion vs. Reason When conversing with real estate agents, you will often find that when they talk to you about buying real estate, they will refer to your purchase as a “home.” Yet if you are selling property, they will often refer to it as a “house.” There is a reason for this. […]

Benefits of Owning Your Own Home

The Best Investment As a fairly general rule, homes appreciate about five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region. Five percent may not seem like that much at first. Stocks (at times) appreciate much more, and you could earn over […]